Bounced deposits
A bounced deposit is a check, ACH, or similar payment taken to hold a date or order that then fails to clear. The shop already blocked the calendar or started the work.
Who this is for
Shops that take deposits to reserve catering, rooms, custom orders, or similar work. Not consumers checking other consumers.
What shops usually do
Ask for another form of payment, cancel the hold, or proceed and hope the replacement clears. Some write the failed deposit down with the notice from the bank or processor.
What a private claim file is
A written merchant claim other member shops can see after they sign in and, for lookup, pay membership. Failed deposits are not posted as a public shame list.
What we will not do
We will not publish a public name page, photos of people, a risk score, or a guilty finding. We will not send the customer the shop verification code.
How to file
Write down the hold date, the amount, and the return notice. Attach the bank or processor letter. Submit on the claim form. The shop inbox gets the one-time code. Filing is free.
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Lookup membership — $10/moFAQ
- Is this a public list?
- No. Claim files are private to member shops. There is no public name page and no people-search.
- Is a claim a verdict?
- No. A claim stays a claim until the named person contests it in writing. It is not a guilty finding.
- Who gets the verification code?
- The shop or filer email. The customer or subject email is the lookup key and never gets the code.
- Do you score people?
- No. There is no risk score, star rating, or ranking. A hit is a set of written claims, not a grade.
- Can shops use this for hiring or credit?
- No. Lookup is not offered for employment, credit, insurance, or housing decisions.
- What belongs in a bounced-deposit file?
- The amount, the date you held, and the return or NSF notice. No photos of people.